Smart Financial Planning. ProvenInvestment Results
Work with seasoned financial experts who understand your goals, optimize your portfolio, and guide you toward lasting financial independence. Your future deserves more than guesswork — it deserves a strategy.
Guiding Families Toward Financial Freedom with Integrity and Expertise
With over 8 years of experience, globally recognized certifications, and a client-first approach, I help you make smart financial choices without sales pressure—just honest, expert advice tailored to your life and goals.
Empowering Families to Build Wealth with Clarity, Ethics, and Confidence
I’m Ashutosh Shukla — a certified financial advisor with over 8 years of experience, committed to helping working professionals and families achieve true financial independence. With a background in engineering and a deep passion for personal finance, I’ve guided 1,000+ clients through customized strategies in insurance, investments, and retirement planning. My approach is simple: no sales targets, no product pushing — just ethical, personalized, and goal-focused advice to help you grow, protect, and enjoy your wealth.
Trusted Expertise, Backed by Recognized Institutions
With industry-recognized certifications and ongoing professional development, Ashutosh Shukla brings verified expertise and up-to-date knowledge to every financial decision. Each credential reflects a commitment to ethical practice, strategic insight, and client-focused service.
Comprehensive Financial Services Tailored to Your Unique Needs
From choosing the right insurance to reviewing your investments and building a complete financial roadmap — every session is designed to give you clarity, confidence, and control over your money.
1-on-1 Health Insurance Consultation (30 Miniutes)
Get expert advice tailored to your needs — because one wrong health insurance decision can cost you lakhs. This ₹500 session could save you a fortune.
What’s Included in This Consultation:
1. Review of Your Existing Policy
2. Feedback & Optimization Advice
3. Porting Recommendations
4. Family Health Insurance Advice
5. Senior Citizen & Parents’ Coverage
Why This Consultation Matters
- One wrong policy = denied claims, high out-of-pocket costs, and financial stress.
- This ₹500 consultation can save you ₹5 lakhs or more in the long run by helping you choose the right health insurance plan.
- Fee: ₹500 only
- Duration: 30 Minutes (via Zoom/Call)
- Mode: Online Appointment
- 100% Confidential & Personalized Advice
- Note: If you choose to purchase health insurance, life insurance, or any product I recommend through my consultation, I will refund your consultation fee.
1-on-1 Term Insurance Consultation (30 Miniutes)
Is your term insurance enough to protect your family?
A wrong decision today can leave them in financial distress tomorrow. This ₹500 session helps you get it right — with expert, unbiased advice tailored just for you.
What You’ll Get in This Session:
1. Review of Existing Term Insurance Policy
2. How Much Life Cover Do You Actually Need?
3. Ideal Policy Tenure Guidance
4. Are You Underinsured?
5. Rider Recommendations (e.g., Critical Illness, Waiver of Premium)
Why This Matters:
- A wrong coverage decision can leave your family struggling with loans, EMIs, and lifestyle costs after you’re gone.
- Getting the right term insurance means peace of mind for you and true financial protection for your loved ones.
- Fee: ₹500 only
- Duration: 30 Minutes (via Zoom/Call)
- Mode: Online Appointment
- 100% Personalized | Honest | No Sales Pitch
- Note: If you choose to purchase health insurance, life insurance, or any product I recommend through my consultation, I will refund your consultation fee.
Traditional Life Insurance Plan Review (30 Miniutes)
Don’t let poor-performing policies hold you back.
Many traditional insurance plans (like endowment or money-back) deliver low returns and leave you underinsured. This ₹500 session will tell you whether to continue, surrender, or reinvest — based on actual numbers.
What’s Included in This 30-Minute Session:
1. Detailed Review of Existing Traditional Plans
2. IRR (Internal Rate of Return) Calculation
3. Continue vs Surrender Decision
4. Reinvestment Suggestions (if applicable)
5. Real Talk — Not Sales Talk
Why This is Important:
- Traditional life insurance plans can lock your money for 20+ years with just 4–5% returns — barely keeping pace with inflation.
- Reviewing them early can help you save lakhs and accelerate your financial growth.
- A wrong investment can set you back by years, while the right change can fast-track your wealth-building journey.
- Fee: ₹500 only
- Duration: 30 Minutes (via Zoom/Call)
- Mode: Online Appointment
- Independent, unbiased, and practical advice — no sales, just clarity.
- Note: If you choose to purchase health insurance, life insurance, or any product I recommend through my consultation, I will refund your consultation fee.
Mutual Fund Portfolio Review (30 Miniutes)
Are your investments really working for you?
A wrong mutual fund scheme can lead to low returns, high risk, or even losses — potentially derailing your long-term financial goals. In this ₹500 session, I’ll review your existing portfolio and help you align it with your risk profile and goals, eliminating unnecessary overlaps and underperformance.
What You’ll Get in This Review Session:
1. Complete Analysis of Your Current Portfolio
2. Asset Allocation & Capitalization Mix Review
3. Sector Diversification & Risk Exposure
4. Overlap Check & Portfolio Clean-Up
5. Customized Recommendations
Why You Shouldn’t Ignore This:
- A poorly constructed portfolio can result in slow or even negative growth.
Overlapping funds increase risk without improving returns. - A well-balanced, goal-aligned portfolio builds wealth consistently — and gives you peace of mind.
- Fee: ₹500 only
- Duration: 30 Minutes (via Zoom/Call)
- Mode: Online Appointment
- Expert, personalized advice — no product selling, just clarity and results.
- Note: If you choose to purchase health insurance, life insurance, or any product I recommend through my consultation, I will refund your consultation fee.
Complete Financial Planning (60 Miniutes)
Are you earning well but still unsure if your savings and investments are on track?
Most people don’t know how much they need to invest, where to invest, or how to align their money with their life goals. This session helps you bring everything together — from risk and insurance to investments and goals — so you finally have a clear, actionable financial roadmap.
What’s Included in This 60-Minute Personalized Planning Session:
1. Risk Profiling
2. Goal-Based Financial Planning
3. Investment Planning & Allocation
4. Savings Review
5. Emergency Fund & Contingency Planning
6. Special Planning Areas
7. Insurance Planning
Why This is a Must-Have:
- Most people invest randomly, without any real strategy.
- Wrong products for wrong goals can delay your dreams by years.
- A well-structured financial plan puts you in control — giving you clarity, confidence, and peace of mind.
- Fee: ₹1500 only
- Duration: 60 Minutes (via Zoom/Call)
- Mode: Online Appointment
- No product selling — only practical, unbiased, and personalized advice.
- Note: If you choose to purchase health insurance, life insurance, or any product I recommend through my consultation, I will refund your consultation fee.
Value Bundle: Smart Finance Starter Pack – ₹2,500 Only
Save ₹500 and get 5 expert consultations together!
- Product 1 – 1-on-1 Health Insurance Review
- Product 2 – Term Insurance Review
- Product 3 – Traditional Policy Audit (FD vs LIC vs MF)
- Product 4 – Mutual Fund Portfolio Review
- Product 5 – Complete Financial Planning (Premium)
Total Value: ₹3,500
Bundle Price: ₹2,500 (You Save ₹1,000!)
Ideal for individuals or families who want a full financial cleanup and expert roadmap — once and for all.
- Note: If you choose to purchase health insurance, life insurance, or any product I recommend through my consultation, I will refund your consultation fee.
Schedule a Consultation with Me
Book your 1-on-1 session today and get expert, unbiased advice tailored to your unique needs — no product pushing, just practical guidance.
Watch & Learn: Expert Financial Advice in Action
Explore real-life case studies, simplified money concepts, and practical financial tips — straight from Ashutosh’s YouTube channel. Start building clarity and confidence, one video at a time.
What Clients Are Saying
Get Information About Our Services and Commitment.
Discover how each service is designed to solve real financial challenges — with transparency, personalized advice, and zero product pushing. We’re committed to helping you make confident, informed money decisions.
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Send Us Message
ashutoshshuklafinance@gmail.com